From sea to shining sea, all across the US we have been writing RV loans everyday.
We want to help you find the best rates available for your loan!
In 1998 the owner of US RV LOANS put up the first RV Financing site on the Internet. Within 12 hours he had his first application. We have been the leader in the on-line RV financing industry ever since. We are members of the Better Business Bureau and Family Motor Coach Association and we work directly with all the major RV financing banks. Our rates are always competitive and our service is fast and personalized.
From the comfort of your home you can fill out the application on line or if you prefer we can mail or fax one to you.You may also just take the time to call the toll-free number and one of our staff will take your application information over the phone. There will always be one of our professional staff ready to answer your questions. Who would have ever thought years ago that today we would be able to sit in our home, push a button, click a mouse and have access to the world! We can search for an RV, find the best financing and get a warranty and insurance policy, all without leaving the living room! We want to make the financing process as seamless as possible. So you are comfortable and don't feel hassled. All you have to do is supply us with the correct information and we will take care of everything else. Our professional staff is always available to answer any financing questions.Our motto is: “Your best interest is always with us.”
We have friendly, professional staff that is available to answer any questions you may have at any stage of the financing process. You aren’t just another customer number to us; we want you business now and in the future. We are available to help you not only with the financing but we offer RVClearinghouse.com to help with finding the right unit, this site has lots of units to look at www.rvclearinghouse.com You can also get a free, no obligation warranty and/or insurance quote here. They are real RV policies, not a vehicle policy modified to fit an RV. Warranty and insurance are indispensable to your peace of mind. Remember, the important thing to look for on an insurance and warranty policy is what they don’t cover!
At US RV LOANS we not only offer financing but we offer re-financing as well. Minimum financing amount is $25,000.00.There is a minimum refinance amount of $35,000.00; you may not finance more than the RV is worth, in other words the amount of the payoff balance.As with original financing you must have good credit.
Loan Process
After you complete the application information and we receive it, our staff will call you and go over the information with you. They will answer any questions you have. It is then submitted to the bank that is offering the lowest rates. The bank will review your credit profile and approve your loan. The bank will send the necessary documents to you to sign. After they are signed and notarized they get returned to the bank. If this is not a pre-approval loan and you have already selected an RV, the bank will wire the money to the dealer or private party and you’re ready to start living the RV lifestyle!
Purchasing an RV is really easy, especially when you know you have access to people who are ready to answer all your questions. We do not offer or recommend buy-down rates or home equity loans to purchase your RV. You will want a loan that offers simple interest, the payments will be monthly. Most banks will charge a small penalty if the loan is paid off completely in less than one year. The amount of the monthly payment is put towards the interest and principal balance. With other loans the interest owed is figured using a standard amortization table and if you prepay you will pay back the principal and the full amount of interest that will be due over the entire term of the loan.
It doesn’t matter if you are buying from a dealer or from a private party, if you are buying a used or a new RV, we can take care of your needs.We can finance used units up to 10 years old and some even if they are older. If the unit is 6 – 10 years old there may be a very nominal ¼% increase in the interest rate. There are some great deals out there if you shop around. You can get some idea of what the unit you are interested in is worth by checking the NADA book on line. Remember though, take the lowest book price and do not add in any extras.If you are interested in financing with us our staff can even book out a prospective unit for you, just give them a call.
We know you'll like our rates and service. Call today!
